Do We Have the Right Investment Lineup?

As retirement plan specialists, Atlanta Retirement Partners provides investment advisory services through LPL Financial to plan sponsors. We can act as ERISA 3(21) investment advisors, sharing fiduciary responsibility with you. As such, we will assist you in choosing and monitoring investment options for the plan, by making recommendations for the consideration of the plan’s fiduciaries.

Our recommendations will help you meet the “broad range” requirements of ERISA 404(c), and the “Qualified Default Investment Alternative” under ERISA. We can also assist with the selection of custom model portfolios, to be reviewed and approved by the plan’s fiduciaries. These may include custom target-date or risk-based model portfolios based on criteria specified in the plan’s Investment Policy Statement.

Along with the plan’s fiduciaries, we will assist with the creation of the Investment Policy Statement, recommending updates as needed. This document serves as guidance for the plan’s investment decisions, and should clearly define investment objectives and constraints.